International Living Community

I got my answer. Post can be deleted.

Hi Randy, There are different healthcare options in Uruguay. All workers in Uruguay get comprehensive healthcare coverage as a social security benefit. The default plan is the public healthcare system. However, workers can move their social security covered healthcare plan to a private plan, called a mutulista, during open enrollments without paying any more. A foreigner who becomes a legal resident and does not work in Uruguay can buy coverage with a private mutualista for about $85 per month. However, they are private companies and can deny membership based on age and preexisting conditions. And each company's guidelines may be a little different. Another option is Uruguay's public healthcare system, which does not have any restrictions for age or preexisting conditions. The way you qualify for it is by becoming a legal resident. The cost for the public plan is also about $85 per month, and I understand it's free for people who make less than $2,000 per month. Here is a link to an article I wrote with more detailed information about your healthcare option in Uruguay: https://internationalliving.com/countries/uruguay/health-care/ In regard to other countries, I was recently in Argentina, and they also have private and public healthcare systems. Their public healthcare system is free to all legal residents of Argentina. Best regards, David

i also recommend Bangsaray or Najomtien, Thailand [image: 1746483452894_IMG_6630.jpeg]

no worries! thank you so much formthe information & good luck finding out your answers as well...

Hi Katherine, Good questions. There are not a lot of organized expat groups to choose from in Uruguay. A good strategy might be to just get to know some English-speaking expats and locals, and then gradually find individuals who share your values and interests. The only organized English-speaking expat group in Uruguay that I know of is Punta del Este Expats. They meet once a month. It’s common for expats from other areas to attend their monthly meeting. https://puntadelesteexpats.com/ Also, small group Spanish classes is another way to meet English-speaking locals (the teachers and staff) other English-speaking newcomers to Uruguay (your fellow students), as well a learning some Spanish. Through the school, you may also learn of locals who are learning English and may enjoy practicing with you. Piriapolis is a smaller town outside of Punta del Este that you may find interesting. The Internet is generally very good in Uruguay, with fiber-optic lines in many areas. With my basic home Internet plan, my plugged-in computer has a 408 Mbps download speed and a 31 Mbps upload speed. Good luck to you, David (P.S., We have a new "Uruguay" category on the International Living Community page, whuich is the first place I look for new messages each day.)

What stands out about the two countries to you? I live in Costa Rica and am IL's Correspndent. I know a good amount of artists. I just met a man who is a fine artist in Ojochal on an editorial trip. And this is a new gallery that is pretty popular in Guanacaste by Tamarindo (https://www.facebook.com/profile.php?id=61568438617057)-- one of my friend's Johnny has his art there- https://www.solgallery.cr/artist/johnny-coopwood?fbclid=IwY2xjawJ-cHdleHRuA2FlbQIxMQBicmlkETFuRkJYREY2NkpNRWtJZjFzAR75ya20koowP77MK4TWRi5p3i61RYnQcPd-4ARwvkr5GPKYgmKmGikXFPBvjw_aem_RxJfZubODKh_X5k7zu0u3g There are a lot of new pottery places in the area, like this one- https://www.instagram.com/almanos.ceramica/ There are people who do Sip and Paint nights which are pretty popular. And Lindsey just started opened her own gallery https://www.facebook.com/LindsayArte and a kids club art- https://www.facebook.com/profile.php?id=61564976650338. Junior Rodrigues also has a place in Tamarindo - https://www.instagram.com/artgallerycafejr/?hl=en Enjoy your trip! THat is the best thing to do... go check out areas and see what they feel like to you! -Bekah Bottone, IL's Costa Rica Correspondent

Hi there, That's really exciting! I'm not familiar with Oviedo enough to know which areas to focus on, however, I would suggest reaching out to a local real estate agent to get insights from someone on the ground. Here is one suggestion - Agencia Alvarez: https://www.agenciaalvarez.com/ Since Oviedo isn't a popular city for expats it may be challenging to find a real estate agent who speaks English. Do you speak Spanish by chance? Idealista.com is a popular website to check real estate go get an idea of what's on the market, you can also see listings by individuals and agents. That may be a good place to find other agents to speak to. https://www.idealista.com/ Best, Cepee, IL Correspondent - Spain

Most banks will require that you be a legal resident for a short period of time before opening a local account so most expats do get their residency visa first, operating via home credit/debit cards in the interim until they can get a local account set up. Having a local account makes many things (like paying for local utility bills) easier. Though there are some expats who don't open a local account, it's recommendable to do so. Best, IL Panama Editor Jess Ramesch

Hi CSNOOKY1A, It's good to get your message. In Uruguay, you have a number of private health providers. Each sets their own acceptance standards. The British Hospital is the most strict, in that it does not take new members over 60. (I started with the British Hospital when I was still in my 40s.) One of the most popular private health care providers among expats over 60 is Asociaón Española. I know people who were accepted as new members into their late 60s. Here is a link to an article I wrote going deeper into the range of healthcare options available in Uruguay. https://internationalliving.com/countries/uruguay/health-care/ Let me know as additional questions about Uruguay come up.

Yes I can. His name is Christian Gulizzi. He is both a CPA and a Commercialista so he can give you comparisons of US and Italian Taxes. Here is his email address: please tell him I gave you his name an address. christian.gulizzi@gulizzi-consulting.com Good luck and we are excited to welcome you to your new home! Chip Stites, Italy Correspondent, IL Magazine.

I am in Guanacaste. Let me know if you are in my area and we can try to meet up. I also suggest joining Facebook pages in the areas you are interested in to get more info and connect with people. And hopefully people here will comment and share their experiences in CR.

Is it required to buy the CDW insurance they tell you That You HAVE to purcahse at the car renatl place? And if so Which insurance is best? I was there in December for 3 weeks and my car rental was only around $400 but with the ins. it was another $30 a day so another $630. They told me at the counter it is mandatory? Thank you.

Thank you

Hi AD1452, A scouting trip to Portugal sounds like a good plan. A tip: You might try leaving your question under the Portugal category of this Internatillnal Living Community section. A lot of people go straight to the country section they are interested in or know about.

In general, I suggest spending a month and staying in each of the places to really get a feel for them and check out the vibe for yourself. But heading to different areas to get a feel for them is a great first step. I don't have anyone in particular that i can recommend for tours.. but I met this man on an editorial trip and he is starting a group to help people- https://www.facebook.com/profile.php?id=61574689898866&rdid=q4twgfg5Z2gaIxih&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2F1B6pbpgsTY%2F# The best healthcare is in the Central Valley, so keep that in mind. The best equipped hostpitals and most specialists are there. Often times, a specialist will visit a clinic in Guanacaste once a month. So it isn't as conveninet. An important factor to consider is the weather. What temperatures do you prefer? It rains everywhere, yet some places have more rain than others. The beaches Hot and humid, and I love them! Guanacaste is the driest part of Costa Rica. The Central Pacific receives more rain. Lake Arenal Cooler (temperature) than the beach. Nuevo Arenal gets about 50% more rain than Tronadora, located just across the lake. Tronadora is much windier. La Fortuna and the surrounding towns like Chachagua are drier and warmer. The Central Valley Cooler temperatures - especially from the variety of elevations available. I always recommmend reaching out to FB groups and asking questions. I use those groups to learn about differnt areas and connect with new people all of the time. FB groups are very active here and worth using as a resource. These FB pages might be a good start: Arenal https://www.facebook.com/groups/712758082803982 https://www.facebook.com/groups/270122543035935 Guanacaste https://www.facebook.com/groups/297720547030161 https://www.facebook.com/groups/3442610169117243 Jaco https://www.facebook.com/groups/290260966853843 https://www.facebook.com/groups/711552235579574 There are lots of expat groups too: search 'Expats in... ' This group posts about a women's would be a great place to get insider info for Guanacaste. https://www.facebook.com/groups/663758784658197 Many people find staying in an Airbnb a good way to check out a community, more so than a hotel. I talked with Nick when in Nuevo Arenal and he rent out an Airbnb. https://internationalliving.com/from-deaths-door-to-thriving-in-lake-arenal-costa-rica/ (https://www.airbnb.ie/rooms/40036748?source_impression_id=p3_1719933875_P3ic3CyJiPWB-oYF) Good luck on your travels. Let me know if you have any more questions. I have 2 contacts for Real Estate in the Central Valley Carol Prado - KW | Costa Rica. You can send him a message on WhatsApp message (‪+506 6345 7251‬) or email (Carol.prado@kwcostarica.com) to connect with him. And Brooke Bishop +506 8311 5336. And Mariana with KW in Tamarindo +506 6155 5265.

I am following your exact road actually just 6mo to a year behind. Due to the government instability particularly for science work she might be laid off soon and is a year from early retirement. I am already effectively retired waiting for her. Spain and Portugal were on the top of our lists